Workers & skills Yojana 2026: Central & State Schemes
5 government schemes for workers & skills — what you get, who can apply and the official link for each.
Central schemes
| Scheme | Benefit | For | Official portal | Latest |
|---|---|---|---|---|
| PM Shram Yogi Maandhanप्रधानमंत्री श्रम योगी मान-धन | ₹3,000 monthly pension from 60 | Unorganised workers aged 18–40 earning up to ₹15,000/month | ✓ maandhan.in | Updated 3 Aug 2026 |
| e-Shram Cardई-श्रम – असंगठित कामगारों का राष्ट्रीय डेटाबेस (NDUW) | UAN card + access to linked welfare schemes | Unorganised workers aged 16+ | ✓ eshram.gov.in | Updated 25 Aug 2026 |
| PM Vishwakarmaप्रधानमंत्री विश्वकर्मा | ₹15,000 toolkit + loans up to ₹3 lakh at 5% | Artisans in 18 traditional trades, aged 18+ | ✓ pmvishwakarma.gov.in | Updated 16 Sept 2026 |
| PM SVANidhiपीएम स्ट्रीट वेंडर की आत्मनिर्भर निधि (पीएम स्वनिधि) | Collateral-free loans of ₹15,000, ₹25,000, ₹50,000 | Street vendors in urban areas | ✓ pmsvanidhi.mohua.gov.in | Updated 30 May 2026 |
| PMKVY 4.0प्रधानमंत्री कौशल विकास योजना 4.0 – अल्पकालिक प्रशिक्षण | Free short-term skill training and certification | Indian youth aged 15–45 with Aadhaar | ✓ msde.gov.in | Updated 12 Aug 2026 |