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PM Shram Yogi Maandhan 2026: Eligibility, Benefits & How to Apply

Pradhan Mantri Shram Yogi Maan-dhan (प्रधानमंत्री श्रम योगी मान-धन) — ₹3,000 monthly pension from 60 · Unorganised workers aged 18–40 earning up to ₹15,000/month

Ongoing

₹3,000 monthly pension from 60 — Unorganised workers aged 18–40 earning up to ₹15,000/month

LATEST · 3 Aug 2026More than 54 lakh unorganised workers were enrolled in PM-SYM as on 29 July 2026, and 53.1% are women. pib.gov.in ↗

Source: myscheme.gov.in · checked 21 Oct 2026

PM Shram Yogi Maandhan quick answers

Benefit

  • Minimum assured pension of ₹3,000 a month after age 60.
  • The Central Government adds a matching contribution (50:50) equal to the subscriber's age-based contribution of ₹55 to ₹200 a month.
  • If the subscriber dies while receiving pension, the spouse gets 50% as family pension.

Source: myscheme.gov.in ↗ · 21 Oct 2026

Latest official updates

  • More than 54 lakh unorganised workers were enrolled in PM-SYM as on 29 July 2026, and 53.1% are women.pib.gov.in ↗

Am I eligible for PM Shram Yogi Maandhan?

Who can apply

Tick each line that is true for you.

Not eligible (exclusions)

Source: myscheme.gov.in ↗ · 21 Oct 2026

How to apply

Steps

  1. Visit the Maandhan Homepage
  2. Click on Login. The Maandhan Login screen will appear.
  3. Click on Self Enrollment.
  4. Enter your Mobile Number.
  5. Enter the OTP received on your registered mobile number.
  6. Click on Proceed.

Documents

  • Aadhaar Card
  • Savings Bank Account Passbook / Jan-Dhan Account Passbook
  • Mobile Number
  • Self-Certification (At the time of enrollment)
  • Any other documents as required

Source: myscheme.gov.in ↗ · 21 Oct 2026

PM Shram Yogi Maandhan: questions people ask

Am I required to be within a certain age bracket in order to successfully enroll for these upcoming retirement benefits, and if so, what are those specific age limits that apply?

You must be between 18 and 40 years of age at the time of entry to be eligible for enrollment.

Is there any specific maximum earning limit placed on my current monthly wages to qualify for this initiative aimed at assisting unorganized sector laborers with their future security?

Your monthly income must be strictly ₹15,000/- or below to participate.

Suppose I am currently making active contributions to the Employees' Provident Fund Organization through my workplace; will I still be permitted to register for these particular financial benefits?

Individuals who hold membership in the Employees' Provident Fund Organization are excluded and cannot enroll.

Source: myscheme.gov.in ↗

What changed on this page

· More than 54 lakh unorganised workers were enrolled in PM-SYM as on 29 July 2026, and 53.1% are women.

· Facts checked against the official sources on 21 Oct 2026.

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