Pension Yojana 2026: Central & State Schemes
5 government schemes for pension — what you get, who can apply and the official link for each.
Central schemes
| Scheme | Benefit | For | Official portal | Latest |
|---|---|---|---|---|
| PM Kisan Maandhanप्रधानमंत्री किसान मानधन योजना | ₹3,000 monthly pension from age 60 | Small & marginal farmers aged 18–40 | ✓ pmkmy.gov.in | Updated 11 Sept 2026 |
| Atal Pension Yojanaअटल पेंशन योजना | ₹1,000–₹5,000 monthly pension from 60 | Bank account holders aged 18–40, not income-tax payers | ✓ jansuraksha.gov.in | Updated 22 Apr 2026 |
| PM Shram Yogi Maandhanप्रधानमंत्री श्रम योगी मान-धन | ₹3,000 monthly pension from 60 | Unorganised workers aged 18–40 earning up to ₹15,000/month | ✓ maandhan.in | Updated 3 Aug 2026 |
| Old Age Pension (NSAP)इंदिरा गांधी राष्ट्रीय वृद्धावस्था पेंशन योजना (NSAP) — अब प्रधानमंत्री वृद्धावस्था पेंशन योजना | ₹200/month (60–79), ₹500/month (80+) from the Centre | BPL citizens aged 60+ | ✓ nsap.nic.in | Updated 14 Oct 2026 |
| NPS Vatsalyaएन. पी. एस. वात्सल्य योजना | Pension account for a child from ₹250 a year | Any minor citizen (opened by a parent/guardian) | ✓ npstrust.org.in | Updated 13 Jan 2026 |