Students Yojana 2026: Central & State Schemes
8 government schemes for students — what you get, who can apply and the official link for each.
Central schemes
| Scheme | Benefit | For | Official portal | Latest |
|---|---|---|---|---|
| NSP Scholarshipराष्ट्रीय छात्रवृत्ति पोर्टल (NSP) | Central & state scholarships on one portal | Students, by scheme, category and income | ✓ scholarships.gov.in | 2026-27: apply by 31 Oct 2026 |
| PM Vidyalaxmiप्रधानमंत्री विद्यालक्ष्मी (पीएम-विद्यालक्ष्मी) योजना | Collateral-free education loan, 3% interest subvention | Students admitted on merit to listed institutions | ✓ pmvidyalaxmi.co.in | Updated 29 Jul 2026 |
| PMKVY 4.0प्रधानमंत्री कौशल विकास योजना 4.0 – अल्पकालिक प्रशिक्षण | Free short-term skill training and certification | Indian youth aged 15–45 with Aadhaar | ✓ msde.gov.in | Updated 12 Aug 2026 |
State schemes
| Scheme | Benefit | For | Official portal | Latest |
|---|---|---|---|---|
| Kanya Sumangalaमुख्यमंत्री कन्या सुमंगला योजना | ₹25,000 per girl in 6 stages | Girls in UP families with income up to ₹3 lakh | ✓ mksy.up.gov.in | Updated 20 Apr 2026 |
| Ladli Laxmiलाडली लक्ष्मी योजना | ₹1,43,000 assurance certificate for the girl | Girls born in MP on/after 1 Jan 2006 | ✓ ladlilaxmi.mp.gov.in | Ongoing |
| Kanya Utthanमुख्यमंत्री कन्या उत्थान योजना | From ₹2,000 at birth to ₹50,000 on graduation | Girls of Bihar (up to two per family) | ✓ medhasoft.bihar.gov.in | Updated 25 May 2026 |
| Student Credit Cardबिहार स्टूडेंट क्रेडिट कार्ड योजना | Education loan up to ₹4 lakh, now interest-free | Bihar students after Class 12, up to age 25 (30 for PG) | ✓ 7nishchay-yuvaupmission.bihar.gov.in | Updated 17 Oct 2025 |
| Namo Laxmiनमो लक्ष्मी योजना | ₹50,000 to girls over Class 9–12 | Girls in Class 9–12 in Gujarat schools | ✓ myscheme.gov.in | Ongoing |