Housing & home Yojana 2026: Central & State Schemes
4 government schemes for housing & home — what you get, who can apply and the official link for each.
Central schemes
| Scheme | Benefit | For | Official portal | Latest |
|---|---|---|---|---|
| PM Ujjwalaप्रधानमंत्री उज्ज्वला योजना | Deposit-free LPG connection + ₹300 subsidy per refill | Adult women from poor households without LPG | ✓ pmuy.gov.in | Updated 7 Jun 2026 |
| PM Awas Graminप्रधानमंत्री आवास योजना-ग्रामीण | ₹1.2 lakh (₹1.3 lakh in hilly areas) to build a pucca house | Rural households without a pucca house | ✓ pmayg.nic.in | Updated 7 Aug 2026 |
| PM Awas Urban 2.0प्रधानमंत्री आवास योजना-शहरी 2.0 | Up to ₹2.5 lakh to build, or 4% home-loan interest subsidy | Urban EWS/LIG/MIG families (income up to ₹9 lakh) without a pucca house | ✓ pmay-urban.gov.in | Updated 9 Aug 2026 |
| PM Surya Gharप्रधानमंत्री-सूर्य घरः मुफ्त बिजली योजना | Rooftop solar subsidy: ₹30,000–₹78,000 | Households with own roof and electricity connection | ✓ pmsuryaghar.gov.in | Updated 4 Aug 2026 |