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PM Awas Gramin 2026: Eligibility, Benefits & How to Apply

Pradhan Mantri Awaas Yojana - Gramin (प्रधानमंत्री आवास योजना-ग्रामीण) — ₹1.2 lakh (₹1.3 lakh in hilly areas) to build a pucca house · Rural households without a pucca house

Ongoing

₹1.2 lakh (₹1.3 lakh in hilly areas) to build a pucca house — Rural households without a pucca house

LATEST · 7 Aug 2026As on 3 August 2026, against a target of 4.18 crore houses, 3.91 crore had been sanctioned and 3.12 crore completed under PMAY-G; 79 lakh are under construction. pib.gov.in ↗
Official site: pmayg.nic.in ↗

Source: myscheme.gov.in · checked 21 Oct 2026

PM Awas Gramin quick answers

What you get₹1.2 lakh (₹1.3 lakh in hilly areas) to build a pucca housemyscheme.gov.inWho can get itRural households without a pucca houseSee eligibilityHow to applySee the stepsOfficial websitepmayg.nic.inCentral government

Benefit

  • Financial Assistance of ₹ 1,20,000 per unit for plain areas; and ₹ 1,30,000 per unit for hilly areas, difficult areas, and IAP districts (Himalayan states, North-Eastern states, and Union Territories of Jammu & Kashmir).
  • A willing beneficiary can avail of institutional finance (loan) of up to ₹ 70,000 at 3% lower interest rate, to build a permanent house. The maximum principal amount for which subsidy can be sought is ₹ 2,00,000.
  • The minimum size of the house shall be is 25 sq m including a dedicated area for hygienic cooking.
  • In convergence with Swachh Bharat Mission-Gramin (SBM-G), the beneficiaries get financial assistance of up to ₹ 12,000 for the construction of toilets.
  • In convergence with MGNREGA, the beneficiary is entitled to employment as unskilled labor (Rural Mason Training) at ₹ 90.95 per day for 95 days.
  • In convergence with Pradhan Mantri Ujjwala Yojana, one LPG connection per house is provided.

Source: myscheme.gov.in ↗ · 21 Oct 2026

Latest official updates

  • As on 3 August 2026, against a target of 4.18 crore houses, 3.91 crore had been sanctioned and 3.12 crore completed under PMAY-G; 79 lakh are under construction.pib.gov.in ↗
  • In FY 2025-26, 32.47 lakh houses were sanctioned and 26.57 lakh completed under PMAY-G.pib.gov.in ↗

Am I eligible for PM Awas Gramin?

Who can apply

Tick each line that is true for you.

Not eligible (exclusions)

Source: myscheme.gov.in ↗ · 21 Oct 2026

How to apply

Steps

  1. Beneficiary Registration Manual - https://pmayg.nic.in/netiayHome/Document/Document-PMAYG-Registratio-Manual.pdf
  2. Personal details, Bank account details, Convergence details, and Details from the concerned office.
  3. Visit the official website for login PMAY-G.
  4. Fill in the details required in the personal details section (such as gender, mobile number, Aadhaar number, etc.)
  5. Upload the consent form required to use the Aadhaar number.
  6. Click on the search button to find the beneficiary name, PMAY ID, and priority.
  7. Click on ‘'Select to Register’'.
  8. The beneficiary details will be automatically generated and displayed.

Documents

  • Aadhaar number and a self-attested copy of the Aadhaar Card (If the applicant is illiterate, then in such case a consent letter has to be obtained along with the thumbprint of the applicant)
  • Job Card (duly registered with MGNREGA)
  • Bank account details – both originals and duplicates.
  • Swachh Bharat Mission (SBM) number.
  • Affidavit stating the beneficiaries, or their family members do not own a pucca house.

Source: myscheme.gov.in ↗ · 21 Oct 2026

PM Awas Gramin: questions people ask

What assistance in convergence with MGNREGA is provided under PMAY-G?

In convergence with MGNREGA, the beneficiaries get employment for 95 days. The beneficiaries are paid ₹ 90.95 per day for unskilled labor.

What assistance in convergence with SBM-G is provided under PMAY-G?

In convergence with SBM-G, the beneficiaries get assistance for the construction of toilets of up to ₹ 12,000.

How are the beneficiaries for PMAY-G identified?

The beneficiaries are identified using parameters from the Socio-Economic and Caste Census (SECC) and verified by the Gram Sabhas.

What is the amount and the purpose of loan provided under PMAY-G?

A loan up to ₹ 70,000/- is provided at 3% lower interest rates) to the beneficiary to build a permanent dwelling.

Source: myscheme.gov.in ↗

What changed on this page

· As on 3 August 2026, against a target of 4.18 crore houses, 3.91 crore had been sanctioned and 3.12 crore completed under PMAY-G; 79 lakh are under construction.

· In FY 2025-26, 32.47 lakh houses were sanctioned and 26.57 lakh completed under PMAY-G.

· Facts checked against the official sources on 21 Oct 2026.

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