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PM Awas Urban 2.0 2026: Eligibility, Benefits & How to Apply

Pradhan Mantri Awas Yojana – Urban 2.0 (प्रधानमंत्री आवास योजना-शहरी 2.0) — Up to ₹2.5 lakh to build, or 4% home-loan interest subsidy · Urban EWS/LIG/MIG families (income up to ₹9 lakh) without a pucca house

Ongoing

Up to ₹2.5 lakh to build, or 4% home-loan interest subsidy — Urban EWS/LIG/MIG families (income up to ₹9 lakh) without a pucca house

LATEST · 9 Aug 2026The 8th CSMC meeting (6 August 2026) sanctioned over 2.09 lakh houses, taking PMAY-U 2.0 sanctions past 18.38 lakh; PMAY-U and PMAY-U 2.0 together have over 1.25 crore houses sanctioned and over 1 crore delivered. pib.gov.in ↗
Apply on pmaymis.gov.in ↗Official site: pmay-urban.gov.in ↗

Source: static.pib.gov.in · checked 21 Oct 2026

PM Awas Urban 2.0 quick answers

What you getUp to ₹2.5 lakh to build, or 4% home-loan interest subsidystatic.pib.gov.inWho can get itUrban EWS/LIG/MIG families (income up to ₹9 lakh) without a pucca houseSee eligibilityHow to applypmaymis.gov.inSee the stepsOfficial websitepmay-urban.gov.inCentral government

Benefit

  • Beneficiary-Led Construction (BLC): financial assistance to EWS families to build a new house on their own land (up to ₹2.5 lakh, per PIB, Aug 2026).
  • Affordable Housing in Partnership (AHP): assistance to EWS families to own a house built with States, cities and agencies.
  • Affordable Rental Housing (ARH): rental homes for working women, industrial workers and urban migrants.
  • Interest Subsidy Scheme (ISS): 4% interest subsidy on home loans up to ₹25 lakh, paid in five yearly instalments, up to ₹1.80 lakh.

Source: static.pib.gov.in ↗ · 21 Oct 2026

Latest official updates

  • The 8th CSMC meeting (6 August 2026) sanctioned over 2.09 lakh houses, taking PMAY-U 2.0 sanctions past 18.38 lakh; PMAY-U and PMAY-U 2.0 together have over 1.25 crore houses sanctioned and over 1 crore delivered.pib.gov.in ↗
  • Over 2.13 lakh more houses were approved under PMAY-U 2.0 at the 7th CSMC, taking total sanctions past 16 lakh.pib.gov.in ↗
  • The 6th CSMC approved 2.88 lakh more houses under PMAY-U 2.0, taking total sanctions to 13.61 lakh.pib.gov.in ↗

Am I eligible for PM Awas Urban 2.0?

Who can apply

Tick each line that is true for you.

Source: static.pib.gov.in ↗ · 21 Oct 2026

How to apply

Steps

  1. Open pmay-urban.gov.in and follow the PMAY-U 2.0 link to the online application (pmaymis.gov.in).
  2. Fill in Aadhaar, income and family details and submit.

Source: pmay-urban.gov.in ↗ · 21 Oct 2026

What changed on this page

· The 8th CSMC meeting (6 August 2026) sanctioned over 2.09 lakh houses, taking PMAY-U 2.0 sanctions past 18.38 lakh; PMAY-U and PMAY-U 2.0 together have over 1.25 crore houses sanctioned and over 1 crore delivered.

· Over 2.13 lakh more houses were approved under PMAY-U 2.0 at the 7th CSMC, taking total sanctions past 16 lakh.

· Facts checked against the official sources on 21 Oct 2026.

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