PM Vishwakarma 2026: Eligibility, Benefits & How to Apply
PM Vishwakarma (प्रधानमंत्री विश्वकर्मा) — ₹15,000 toolkit + loans up to ₹3 lakh at 5% · Artisans in 18 traditional trades, aged 18+
₹15,000 toolkit + loans up to ₹3 lakh at 5% — Artisans in 18 traditional trades, aged 18+
Source: myscheme.gov.in · checked 21 Oct 2026
PM Vishwakarma quick answers
Benefit
- Recognition: Recognition as Vishwakarma through Certificate and ID Card
- Skill Verification followed by 5-7 days (40 hours) of Basic Training
- Interested candidates can also enrol for 15 days (120 hours) of Advanced Training
- Training Stipend: ₹ 500 per day
- Toolkit Incentive: ₹ 15,000 grant
- Collateral-free Enterprise Development Loans: ₹ 1,00,000 (First Tranche for 18 months repayment) & ₹ 2,00,000 (Second Tranche for 30 months repayment)
- Concessional Rate of Interest: 5% to be charged from the beneficiary with an Interest Subvention cap of 8% to be paid by MoMSME
- Incentive for Digital Transaction: ₹ 1 per transaction for a maximum of up to 100 transactions (monthly)
Source: myscheme.gov.in ↗ · 21 Oct 2026
PM Vishwakarma official links
Latest official updates
- Nearing its third anniversary on 17 September 2026, PM Vishwakarma has met its target of 30 lakh registrations and sanctioned over 6.19 lakh loans worth about Rs 5,316 crore.pib.gov.in ↗
- The first PM Vishwakarma National Exhibition cum Trade Fair ran at Dilli Haat from 17 to 31 January 2026.pib.gov.in ↗
Am I eligible for PM Vishwakarma?
Source: myscheme.gov.in ↗ · 21 Oct 2026
How to apply
Steps
- The eligible beneficiaries are required to get themselves enrolled through nearest CSC in their area.
- The beneficiary can apply either on their own or with the help of the CSCs through Village Level Entrepreneurs (VLEs) or Enumerators.
- Visit the Official Portal of "PM Vishwakarma" and on the top right corner, click "Login". Then click "CSC - Register Artisans".
- You will be taken to the Registration.
- On the "Registration Now" Page, answer the Set of Questions as Yes/No, and click "Continue". On the "Aadhaar Verification" Page, enter the 6-digit OTP received on your Aadhaar-linked Mobile Number. Click "Continue". On the next page, enter your Aadhaar Number and the Aadhaar Registered Mobile Number. Click "Continue".
- Visit your nearest CSC and complete the Biometric Verification Process.
- In the Online Application Form, fill in all the mandatory details, and click "Submit". In the next screen, note down the "Application Number" for future reference. Click "Done".
- Stage 1: Verification of Eligibility at Gram Panchayat or ULB level.
Documents
- Aadhaar,
- Mobile number,
- Bank details,
- Ration card mandatory for the registration.
Source: myscheme.gov.in ↗ · 21 Oct 2026
PM Vishwakarma: questions people ask
What is Pradhan Mantri Vishwakarma Scheme?
PM Vishwakarma is a Central Sector Scheme launched by Ministry of Micro, Small and Medium Enterprises to provide holistic and end-to-end support to artisans and craftspeople through access to collateral free credit, skill training, modern tools, incentive for digital transactions and market linkage support.
Which category of trades are covered in the scheme?
Carpenter (Suthar), Boat Maker, Armourer, Blacksmith (Lohar), Hammer and Tool Kit Maker, Locksmith, Goldsmith (Sunar), Potter (Kumhaar), Sculptor (Moortikar)/ stone carver / Stone breaker, Cobbler (Charmkar)/ Shoesmith/ Footwear artisan, Mason (Raajmistri), Basket Maker/ Basket Waver: Mat maker/ Coir Weaver/ Broom maker, Doll & Toy Maker (Traditional), Barber (Naai), Garland Maker (Malakaar), Washerman (Dhobi), Tailor (Darzi) and Fishing Net Maker.
What are the key components of PM Vishwakarma?
The key components of PM Vishwakarma Scheme are: 1. Recognition: PM Vishwakarma Certificate and ID Card 2. Skill Upgradation 3. Toolkit Incentive 4. Credit Support 5. Incentive for Digital Transactions 6. Marketing Support
What are the eligibility criteria of the Scheme?
1. An artisan or crafts person working with hands and tools and engaged in one of the above family-based traditional trades, in unorganized sector on self-employment basis, shall be eligible for registration under PM Vishwakarma. 2. The minimum age of the beneficiary should be 18 years on the date of registration. 3. The beneficiary should be engaged in the trade concerned on the date of registration and should not have availed loans under similar credit-based schemes of Central Government or State Government for self-employment/ business development, e.g. PMEGP, PM SVANidhi, Mudra, in the past 5 years. 4. The registration and benefits under the Scheme shall be restricted to one member of the family. For availing benefits under the Scheme, a ‘family’ is defined as consisting of the husband, wife and unmarried children. 5. A person in government service and their family members shall not be eligible under the Scheme.
How to avail benefits under the Scheme ?
Any individual willing to avail the benefits of the Scheme, may register on the portal www.pmvishwakarma.gov.in.
Which documents are required to be provided during registration on PM Vishwakarma portal?
Aadhaar, Mobile number, Bank details, Ration card mandatory for the registration.
Source: myscheme.gov.in ↗
What changed on this page
· Nearing its third anniversary on 17 September 2026, PM Vishwakarma has met its target of 30 lakh registrations and sanctioned over 6.19 lakh loans worth about Rs 5,316 crore.
· The first PM Vishwakarma National Exhibition cum Trade Fair ran at Dilli Haat from 17 to 31 January 2026.
· Facts checked against the official sources on 21 Oct 2026.
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