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PM SVANidhi 2026: Eligibility, Benefits & How to Apply

PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) (पीएम स्ट्रीट वेंडर की आत्मनिर्भर निधि (पीएम स्वनिधि)) — Collateral-free loans of ₹15,000, ₹25,000, ₹50,000 · Street vendors in urban areas

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Collateral-free loans of ₹15,000, ₹25,000, ₹50,000 — Street vendors in urban areas

LATEST · 30 May 2026PIB FAQ: street vendors now get collateral-free loans of Rs 15,000, Rs 25,000 and Rs 50,000 in tranches, plus a UPI-linked RuPay credit card of up to Rs 30,000 for eligible vendors. pib.gov.in ↗
Official site: pmsvanidhi.mohua.gov.in ↗

Source: pib.gov.in · checked 21 Oct 2026

PM SVANidhi quick answers

What you getCollateral-free loans of ₹15,000, ₹25,000, ₹50,000pib.gov.inWho can get itStreet vendors in urban areasSee eligibilityHow to applySee the stepsOfficial websitepmsvanidhi.mohua.gov.inCentral government

Benefit

  • Collateral-free working-capital loans in tranches of ₹15,000, ₹25,000 and ₹50,000 (earlier ₹10,000, ₹20,000, ₹50,000).
  • A UPI-linked RuPay credit card of up to ₹30,000 for eligible vendors.
  • Lending period extended to 31 March 2030 (Cabinet, Aug 2025).

Source: pib.gov.in ↗ · 21 Oct 2026

Latest official updates

  • PIB FAQ: street vendors now get collateral-free loans of Rs 15,000, Rs 25,000 and Rs 50,000 in tranches, plus a UPI-linked RuPay credit card of up to Rs 30,000 for eligible vendors.pib.gov.in ↗
  • Union Cabinet approved restructuring of PM SVANidhi and extended lending to 31 March 2030, with an outlay of Rs 7,332 crore for 1.15 crore vendors, including 50 lakh new ones.pib.gov.in ↗

Am I eligible for PM SVANidhi?

Who can apply

Tick each line that is true for you.

Source: myscheme.gov.in ↗ · 21 Oct 2026

How to apply

Steps

  1. Visit https://pmsvanidhi.mohua.gov.in/ and click on the "Log In" button on the homepage.
  2. Enter Mobile number and captcha. Click request OTP.
  3. After successful login, select valid "vendor category" among the available options. Enter "Survey Reference Number" (SRN) which is mandatory.
  4. On entering these basic details, fill the application form online, upload the relevant documents and submit.
  5. For any kind of clarification and access detailed stepwise process, refer User Manual.
  6. For any query one can call on the toll free number i.e 1800111979 between 9.30 AM to 6.00 PM on Monday to Saturday except national holidays.

Documents

  • Certificate of Vending
  • Identity Card
  • Letter of Recommendation
  • Aadhaar Card
  • Voter Identity Card
  • Driving License
  • MNREGA Card
  • PAN Card
  • Copy of Account Statement/Passbook
  • Copy of Membership Card/any other proof of membership

Source: myscheme.gov.in ↗ · 21 Oct 2026

PM SVANidhi: questions people ask

What Is PM Street Vendor’s AtmaNirbhar Nidhi Scheme?

The PM Street Vendor’s AtmaNirbhar Nidhi scheme is a government initiative aimed at providing financial assistance to street vendors affected by the COVID-19 pandemic.

What Is The Age Limit To Apply For The PM Street Vendor’s AtmaNirbhar Nidhi Scheme?

There is no age limit to apply for the PM Street Vendor’s AtmaNirbhar Nidhi scheme.

Source: myscheme.gov.in ↗

What changed on this page

· PIB FAQ: street vendors now get collateral-free loans of Rs 15,000, Rs 25,000 and Rs 50,000 in tranches, plus a UPI-linked RuPay credit card of up to Rs 30,000 for eligible vendors.

· Union Cabinet approved restructuring of PM SVANidhi and extended lending to 31 March 2030, with an outlay of Rs 7,332 crore for 1.15 crore vendors, including 50 lakh new ones.

· Facts checked against the official sources on 21 Oct 2026.

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