PMJJBY 2026: Eligibility, Benefits & How to Apply
Pradhan Mantri Jeevan Jyoti Bima Yojana (प्रधानमंत्री जीवन ज्योति बीमा योजना) — ₹2 lakh life cover for ₹436 a year · Bank/post office account holders aged 18–50
₹2 lakh life cover for ₹436 a year — Bank/post office account holders aged 18–50
Source: myscheme.gov.in · checked 21 Oct 2026
PMJJBY quick answers
Benefit
- PMJJBY offers one- year term life cover of ₹ 2.00 Lakh to all the subscribers in the age group of 18-50 years.
- It covers death due to any reason.
- Premium payable is ₹ 436/- per annum per subscriber, to be auto debited from the subscriber’s bank/post office account.
Source: myscheme.gov.in ↗ · 21 Oct 2026
PMJJBY official links
Latest official updates
- PMJJBY completed 11 years with over 27.43 crore cumulative enrolments and Rs 21,512.50 crore paid on 10,75,625 claims as on 29 April 2026; premium stays Rs 436 a year.pib.gov.in ↗
Am I eligible for PMJJBY?
Source: myscheme.gov.in ↗ · 21 Oct 2026
How to apply
Steps
- Download and take print of the “CONSENT-CUM-DECLARATION FORM” given in the link below: https://www.jansuraksha.gov.in/Files/PMJJBY/English/ApplicationForm.pdf#zoom=250
- Duly fill and sign the application form, attach the self-attested copies of the required documents, and submit the case to the authorised official of Bank / Post Office. The official will return you the “ACKNOWLEDGEMENT SLIP CUM CERTIFICATE OF INSURANCE”.
Source: myscheme.gov.in ↗ · 21 Oct 2026
PMJJBY: questions people ask
How do I pay the premium for PMJJBY?
The premium will be deducted from the account holder’s bank / Post office account through ‘auto debit’ facility.
What is the validity of the insurance cover in PMJJBY?
Coverage under PMJJBY is valid for one year from 1st June to 31st May on payment of annual premium.
What is the minimum eligibility to subscribe to PMJJBY?
All savings bank account holders in the age 18 to 50 years in participating banks will be entitled to join. In case of multiple bank accounts held by an individual in one or different banks, the person would be eligible to join the scheme through one saving bank account only.
Source: myscheme.gov.in ↗
What changed on this page
· PMJJBY completed 11 years with over 27.43 crore cumulative enrolments and Rs 21,512.50 crore paid on 10,75,625 claims as on 29 April 2026; premium stays Rs 436 a year.
· Facts checked against the official sources on 21 Oct 2026.
Spotted something wrong? Report a correction